Apni Chhat Apna Ghar Scheme October 2025 – Punjab Govt Announces New 3 Marla Houses for Low-Income Families
In a major step toward affordable housing, the Punjab Government has officially launched the Apni Chhat Apna Ghar Scheme October 2025, aimed at providing 3 Marla houses to low-income families across the province. This initiative is part of the government’s vision to ensure that every deserving family has a roof over their heads — a goal that directly supports Pakistan’s long-term housing and poverty reduction strategy.
According to the latest update, construction will begin in 25 major districts, and applications are now open for registration.
What Is the Apni Chhat Apna Ghar Scheme 2025?
The Apni Chhat Apna Ghar Scheme is a government-backed housing initiative to empower low-income families by offering affordable home ownership options. Under this scheme, eligible citizens will get 3 Marla single-story houses with subsidized payment plans and flexible installment options.
Each housing unit will include:
-
Two bedrooms
-
One living room
-
Kitchen and bathroom
-
Small courtyard area
The scheme targets daily wage earners, government employees of lower grades, widows, and families affected by rising rents.
The Apni Chhat Apna Ghar Scheme October 2025 provides 3 Marla houses to low-income families in Punjab under easy installments, ensuring affordable housing for all.
Key Features of the Apni Chhat Apna Ghar Scheme October 2025
Here’s what makes this new housing initiative stand out:
-
3 Marla houses designed for affordability and sustainability.
-
Subsidized cost structure with long-term payment flexibility.
-
Construction of energy-efficient homes using local materials.
-
Houses allocated through transparent computerized balloting.
-
Priority for widows, disabled persons, and orphans.
Additionally, the government has introduced an online tracking system to allow applicants to check their eligibility and project status.
How to Apply for Apni Chhat Apna Ghar Scheme 2025?
Citizens can apply both online and offline through authorized offices. Follow these steps to complete registration:
-
Visit the official Punjab Housing Department Portal.
-
Click on the Apni Chhat Apna Ghar Registration 2025 tab.
-
Enter your CNIC, contact number, and income details.
-
Upload required documents (CNIC, income certificate, and proof of residence).
-
Submit the form and save your application tracking ID.
Applicants without internet access can visit their Tehsil Housing Facilitation Centers for manual submission.
Eligibility Criteria for the 3 Marla House Scheme
To ensure fair access, the Punjab Government has set strict eligibility rules:
-
Monthly household income below Rs. 60,000.
-
Must be a resident of Punjab with valid CNIC.
-
Not owning any other residential property.
-
Preference for families living in rented or temporary housing.
-
Must not be a beneficiary of any previous government housing scheme.
Once verified, eligible applicants will receive confirmation via SMS and email notifications for further documentation and balloting details.
Financing and Installment Details
To make the scheme affordable, the Punjab Government has partnered with leading banks to offer zero-interest or low-interest housing loans.
Estimated Cost Breakdown:
| Description | Approx. Amount (PKR) |
|---|---|
| Total Unit Cost | 1,200,000 |
| Government Subsidy | 300,000 |
| Payable by Applicant | 900,000 |
| Monthly Installment | 12,000 – 15,000 |
The easy installment plan of 10 years ensures that low-income families can become homeowners without financial stress.
Latest October 2025 Update: Phase-I Construction Begins
As of October 2025, the first phase of construction has officially started in Lahore, Multan, Faisalabad, Sialkot, Bahawalpur, and Gujranwala. According to government sources:
-
50,000 housing units will be completed by March 2026.
-
A total of 250,000 families will benefit under this project.
-
Houses will be built near public transport routes, schools, and hospitals.
-
Each site will include community centers and solar-powered lighting systems.
This move is expected to boost local employment and support the construction industry, aligning with Punjab’s 2025 Development Vision.
Conclusion
The Apni Chhat Apna Ghar Scheme October 2025 is more than just a housing plan — it’s a vision to empower every Pakistani family with dignity and stability. With affordable 3 Marla houses, transparent distribution, and digital monitoring, the Punjab Government is setting a new benchmark for welfare-driven governance.
Citizens are encouraged to register early to secure their chance in the first phase of balloting and take one step closer to owning their dream home.
Apni Chhat Apna Ghar Scheme October 2025, Punjab 3 Marla House Scheme, Low Income Housing Punjab, Free House Scheme 2025, Punjab Housing Scheme Registration, Apply Online Apni Chhat Scheme
